The following tips address our most frequently asked questions about investing, retirement, insurance and education planning. Equip yourself with key information before trading in stocks or options.

ON PERSONAL FINANCIAL PLANNING
Who can use the term Financial Planner in Malaysia?

Only those holding an Investment Advisor’s license issued by the Securities Commission.

What should I look for in a financial planner?

When choosing a financial planner, look for someone qualified to offer financial planning advice, experienced with the relevant professional qualifications and licensed by the Securities Commission.

Why should I choose a financial planner in lieu of any other financial adviser?

A financial planner typically conducts a personal evaluation on your present financial status and focuses on a broad range of financial services. Thus a financial planner can offer a complete view in terms of financial evaluation, planning, execution and recommendation, finding the most effective plans, products and services for your goals.

When should I start financial planning?

There’s no ideal age to begin financial planning. Saving money in a savings account is your first step towards creating a nest egg or preparing for emergencies. There are numerous products on the market that cater to your financial plans at any given age. The younger you begin, the better.

How are financial planners remunerated?

There’s currently no set method in which a financial planner derives his or her income. Since personal financial planning is individual in nature, most planners either charge an hourly consulting rate, flat rate, one-time fee, commission from products sold or a mix of all these methods.

How should I choose a financial planner?

You should shop around, evaluating several financial planners to find the one that’s right for you. You may want to select a competent, qualified professional with whom you feel comfortable, one whose business style suits your financial planning needs.

ON TRADING OF STOCKS AND OPTION

Market capitalisation of some bourses ?

In 2005, the New York Stock Exchange on its own had 2,700 companies listed with a value of $21.2 trillion USD by market capitalization (Source: website of NYSE and NASDAQ). In comparison, the NASDAQ has 3,300 companies listed with a market capitalization value of $3.6 trillion USD. Comparatively, the Tokyo Stock Exchange listed companies with a market capitalization of $4.5 trillion USD.

Why it is important to understand and learn the methodologies of stock and options trading?

Irrespective of what geographic location you trade from, there are generic lessons that can be learned when you understand the methodologies and mechanics of U.S. stock and option trading and how money is earned through this avenue. Investors should equip themselves with the knowledge and skills required to be successful in the market.

ON TRADING STOCKS FROM SMALLER BOURSES

Smaller regional bourses like Kuala Lumpur Stock Exchange (Bursa Malaysia) and the Singapore Stock Exchange do offer good trading opportunities for capital gain as well.
The workshop will also use stock examples from such smaller bourses. It will illustrate the fact that many topics covered in the workshop using examples from the US stockmarkets are just as relevant for use in smaller stockmarkets.

To register for a workshop or get answers to your questions, contact us, today.